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Read These Terms Before You Open an Account

These terms set out what you agree to when you use luckydesk — from how your account works to how deposits and withdrawals via GCash, Maya, and InstaPay are handled.

Applies to all account holdersCovers GCash, Maya, InstaPay transactionsPhilippines-eligible players onlySubject to local law
luckydesk Read These Terms Before You Open an Account
HOW WE HANDLE THIS

How luckydesk Manages Your Account Under These Terms

These terms are not just text on a page — they describe real processes that run every time you deposit, withdraw or contact support. Here is how we apply them consistently across your account activity, from the moment you verify your identity to the point your withdrawal lands in your GCash or Maya wallet.

Identity Verification

We verify that your account name matches the wallet name on your GCash, Maya or InstaPay account before processing any withdrawal. This protects your funds from being released to the wrong party.

Account Security

Your account is protected by an OTP step on login and on withdrawal requests. If you suspect unauthorised access, contact us immediately through live chat so we can suspend activity.

Data Retention

We keep your account and transaction records for as long as required under applicable law in the Philippines. You may request a summary of your records by contacting support through the message centre.

Terms Change Process

When we update these terms, we notify you before the changes take effect. You will see a prompt on your next login and receive a message in your account inbox outlining what changed.

TERMS CONTACT PATH

Reach Us About Any Terms Question

If something in these terms is unclear or you want to raise a concern about how they apply to your account, our support team is the right place to start. You can reach us through live chat, email, or your account message centre. We aim to respond to terms-related queries with a clear written answer so you have a record of the exchange.

Team online

Live Chat

Start a chat session from any page in the lobby. Raise your terms question directly and a support agent will walk you through the relevant clause.

Email Support

Send a detailed query to our support email. Useful for written confirmation of how a specific term applies to your GCash, Maya or InstaPay account activity.

Account Message Centre

Log in and open the message centre from your account settings. All correspondence is stored there so you can refer back to any reply we send.

Common Questions About These Terms

These are the questions we hear most often about how our terms apply to real account situations — from deposit verification to account closure and everything in between.

Yes. Every deposit and withdrawal — regardless of whether you use GCash, Maya or InstaPay — is governed by these terms. Your wallet name must match your registered account name for withdrawals to clear.

You can close your account before the updated terms take effect. Contact support through live chat or the message centre, and we will process your account closure and any pending withdrawal in line with the current terms.

No. Your account is for your use only. Allowing another person to log in or transact on your account breaches these terms and may result in suspension pending review.

Send a request through the account message centre or via email support. We will provide a summary of your account and transaction records within the timeframe required under applicable law.

That section does not apply to you. The remaining terms stay in full force. We write these terms to reflect what is permitted for eligible players where local law allows access to the platform.

We notify you before changes take effect — via a login prompt and a message in your account inbox. We describe what changed so you can decide whether to continue using the platform under the new terms.
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Terms & Conditions

Service availability depends on eligible regions and local law. Philippine online gaming is regulated, so check local rules before opening an account. 21+ where applicable.

Access may be available only where local law permits.